Nancy Koebel

Insurance Advisor
Investment Representative

In 1991, Nancy began her successful financial services career with London Life. Since 2000, as a financial security advisor representing Freedom 55 Financial, she has qualified for the Million Dollar Round Table (MDRT), the premier association of financial professionals world-wide. In 2007, Nancy incorporated her practice as Lyfestyle Financial Inc.

Nancy specializes in providing financial security planning advice to business owners, entrepreneurs, families and individuals.

Community involvement is a vital part of Nancy’s life. She has been involved with the K-W Oktoberfest parade for 33 years, most recently as a director in 2006, and a parade chair 2007-2015.

She also volunteered in the 2012 inaugural Manulife LPGA golf tournament and volunteered with this event until 2015. In 2011 Nancy/Lyfestyle Financial Inc. partnered with LaCreme to organize "Passion for Fashion- Women Helping Women" to raise awareness and money for the "Family Violence Project" under Carizon in Kitchener-Waterloo. The program is now with the YW-KW and operates as the Family Relocation Program.

Nancy and her husband, Dennis,  have a son, Andrew, daughter, Tricia and grandchildren Joshua, Victoria, Grayson, Brooklyn, Eastin, Cheyenne and Harrison.

Book a meeting with Nancy Koebel







At Lyfestyle Financial our work is to build a relationship of trust and commitment with clients families and businesses on a multi-generational level to create, protect and preserve their financial well-being and Lyfestyle dreams.

Megha Murphy Irlapaty, QAFP

Insurance Planner
Investment Representative

Megha's foray into financial planning started with her own experience, first as an immigrant to Canada over 15 years ago and then, as a divorced single mother, balancing work in the corporate environment and raising a teenage daughter single-handedly. Interacting with other divorcees and sharing her learnings, Megha found her passion for financial well-being and soon became a qualified insurance and investment solution provider.

She went on to acquire her QAFP (Qualified Associate Financial Planner) designation and is currently working towards obtaining her CFP designation (Certified Financial Planner). Her professional goal is to strengthen her financial planning skills to support retirement and estate planning, which is such a big part of any individual's major financial goals.

Connecting with individuals and families on a personal level, Megha works with them to identify their goals and priorities and provides information that is relevant and simplified. Her clients value the insights she provides and the solutions she recommends. Megha values their feedback as well as the referrals they connect her to as that is how she has grown her practise over a period of 5 years.

She joined Nancy Koebel of Lyfestyle Financial as an associate advisor to provide enhanced service to the clients of the firm. Megha is based in Mississauga, Ontario, but supports Lyfestyle Financials' clients all across the GTA and beyond. She aspires to support Nancy in her community volunteering activities. In her spare time, Megha reads and is trying her hand with DIY projects. 

Book a meeting with Megha Murphy


Ask an advisor: Why work with an advisor?

Learn the benefits of working with an advisor to help build a financial plan for your future.



View video script


Description: This animated video introduces two characters named Lauren and Amina and illustrated graphics to show how an advisor can help create a financial plan to reach your goals.

Text “Ask an advisor” appears. The camera zooms out as the text lands in an outlined square. “Why work with an advisor?” fades in below. An illustration of a handshake draws on the right side of the frame.

Lauren: I could buy my insurance and investments online. Why should I work with an advisor?

Description: Lauren sits outside at a café table with a lemonade in front of her.

Amina: My advisor sees the big picture of how all my finances fit together.

Description: Cut to show both Lauren and Amina sitting at the table.

Amina: I might miss something important doing it myself.

Description: The frame fades to reveal various graphics representing a new pet, life insurance, marriage, estate planning, new home, luxury car, speed boat, health coverage, travel and cottage.

Amina: There’s a plan to achieve all my goals,

Description: A line enters the frame to select Lauren’s goals: life insurance, a new home, health coverage and a cottage. All other graphics fade away.

Amina: even when new ones pop-up.

Description: The advisor’s hand moves into the frame to add a travel goal.

Amina: If something unexpected happens in the economy or the markets, I won’t freak out thinking I have to change or fix something.

Description: The line and goals move up and down to represent a shifting stock market.

Amina: My advisor updates me regularly, so I feel confident I’m on track.

Description: Amina’s hand moved into frame, holding her phone. A notification appears on her phone with a mail icon that reads: “New message.

Amina: With an advisor, my financial future is one less thing I need to worry about.

Description: Cut back to Amina sitting at the table, showing Lauren her phone.

Text “Let’s talk. Contact me today.” appears with legal line: “Video produced by Canada Life. 1-204-946-1190”

Contact Us

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